✦ Serving Families Nationwide

Private Health
Insurance Built
Around You

Flexible PPO plans, honest guidance, and hands-on service from a team that puts your family first. No sales pitch — just real solutions from real people.

Our Carrier Partners

UnitedHealthcare
Aetna
Cigna
Humana
First Health
Allstate Health
+ All Major Carriers
No Referrals  ·  Year-Round Enrollment  ·  Nationwide
Licensed Insurance Professionals
Families Covered Nationwide
PPO & ACA Marketplace Plans
Same-Day Quotes Available
What We Offer

Comprehensive Coverage for Every Stage of Life

From individual and family plans to small business groups — we find the right fit for your unique situation.

Private Health Insurance

PPO plans with flexible nationwide networks. See any specialist without referrals. Year-round enrollment with no waiting periods.

ACA Marketplace Plans

Qualify for income-based subsidies? We navigate the ACA marketplace to find the best savings on your premium.

Dental & Vision

Complete smile and eyesight coverage. Preventive care, major dental work, and eyewear allowances — all bundled for simplicity.

Term Life Insurance

Affordable financial protection for the people who depend on you. Simple application, no medical exam required in most cases.

Small Business Group Plans

Attract and retain talent with quality group coverage. We handle the complexity so you can focus on running your business.

Self-Employed & 1099

Freelancer or independent contractor? We specialize in finding flexible, affordable coverage for the self-employed workforce.

100%
Independent — We work for you, not the carrier

6+
Top-rated carrier partners nationwide

$0
Cost to get your personalized quote
Why Shelton Health Solutions

We Start by Listening to You

  • Faith-Driven, Family-Focused Service

    We treat every client like family, guided by values of integrity, honesty, and genuine care for your wellbeing.

  • White Glove Claims Support

    When something goes wrong, we handle it for you — or personally guide you through every step until fully resolved.

  • No Jargon, No Sales Pressure

    Our experts speak plain language and give you straightforward advice that fits your unique situation and budget.

  • Access to All Major Carriers

    We compare UnitedHealthcare, Aetna, Cigna, Humana, First Health, Allstate Health Solutions, and more to find your best match.

Plan Options

Find the Right Plan for Your Life

Whether you need maximum flexibility or the best value, we have a solution that fits your needs and your budget.

ACA Marketplace

Best for those who qualify for income-based subsidies and want government-backed coverage.

  • Subsidies based on income
  • Pre-existing conditions covered
  • Open enrollment periods
  • Preventive care included
  • Prescription drug coverage
Get a Quote
Most Popular

Private PPO Plan

Maximum flexibility with nationwide access. No referrals, no restrictions, no waiting for open enrollment.

  • No referrals required
  • Year-round enrollment
  • Nationwide PPO network
  • Customizable deductibles
  • See any specialist directly
Get a Quote

Small Business Group

Competitive group benefits to attract top talent and keep your team healthy and productive.

  • Covers employees & families
  • Tax-advantaged premiums
  • Multiple carrier options
  • Dental & vision add-ons
  • Dedicated account support
Get a Quote
Our Partners

Top-Rated Carriers We Work With

We partner with the nation's most trusted insurance carriers to bring you the widest selection of quality plans.

UnitedHealthcare

Aetna

Cigna

Humana

First Health

Allstate Health Solutions

+ All Other Major Carriers Available

Common Questions

Everything You Need to Know

What is private health insurance?
Private health insurance is coverage purchased outside of government programs like Medicare or Medicaid. These plans — especially PPO networks — offer greater flexibility, wider provider access, and year-round enrollment. They're ideal for individuals, families, and the self-employed who want control over their healthcare.
What's the difference between PPO and ACA plans?
PPO plans offer maximum flexibility: no referrals, nationwide coverage, and year-round enrollment. ACA (Marketplace) plans have enrollment windows but may offer income-based subsidies. We help you compare both to find which saves you more and fits your lifestyle.
Can I get covered with a pre-existing condition?
Yes. ACA Marketplace plans cover pre-existing conditions immediately. Private plans may have a 12-month waiting period for some conditions, but most plans cover them after that period. We'll review your situation and find the best fit for your health history.
Do I need a medical exam to apply?
In most cases, no. Many of our health, dental, and life insurance policies require only a simple application and basic health questions — no physical exam needed.
How much will my premiums cost?
Premiums vary based on your age, coverage level, and plan type. Private plans are highly customizable — you can select deductibles and benefit tiers that fit your budget. Call or contact us for a free, no-obligation quote tailored to your situation.
Can my whole family be covered under one plan?
Absolutely. We offer both individual and family coverage options for health, dental, vision, and life insurance. We'll find a single plan that protects everyone under your roof at the best available rate.

Ready to Protect Your Family?

Speak with a licensed advisor today — free quotes, no pressure, real answers.

📞 Call Us Now ✉ Request a Free Quote
Call Now (239) 360-5826